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The True Story of How I Bought My Home With No Down Payment
I paid $70 out-of-pocket for a $90,000 house - here's how...
I am a 29 year-old single guy living in Texas. I have a good job, and that's probably one of the reasons why the terms of my mortgage are so good, but anyone who can get a mortgage can pay zero down for thier new home. I wrote this web page because I think I have an interesting story. Some of the home buying techniques I discovered are not widely publicized, and in the spirit of sharing, here is how I did it.
I closed on my new home on December 29th, 2006. Getting right to the details, I paid about $90,000 for a 1050 sq. ft. home with two bedrooms and one bathroom in a great neighborhood. My total out-of-pocket expense was $70. My monthly payments are $830.
The pictures on this page are of me and my agent after we closed. I was pretty excited on that day!
I guess I should start at the beginning of my story...
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I am not a real estate agent, a mortgage broker or an attorney. This is a true story, but your experiences may be different.
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